Wall Street plays probabilities. Mickey builds predictability.
MEET MICKEY
The Ascent - “From Farm Fields to Fortune Boardrooms”
Mickey Elfenbein grew up in rural Saskatchewan, where winters were harsh and the lights didn’t turn on with a switch.
His family lived without running water or electricity until he was twelve — lessons in grit, thrift, and responsibility that shaped every choice he’s made since.
That same discipline carried him from farm fields to Fortune boardrooms, where he led a multimillion-dollar international company with operations across continents.
In that world, precision wasn’t optional — one bad decision could cost millions
The Shift — “From Profits to Purpose”
After decades in global business, Mickey discovered the truth: the real measure of success isn’t chasing more — it’s protecting what you’ve built.
So he walked away from corporate profits to safeguard something far more personal — families facing the most dangerous financial climb of their lives: retirement.
Today, Mickey applies CEO-level discipline to help families engineer something Wall Street can’t guarantee: certainty that lasts a lifetime.
CORE VALUES THAT GUIDE EVERY DECISION
Responsibility
Forged on a farm, where survival meant doing what you said you would.
Commitment
Family comes first — the same principle he applies to every client plan.
Honesty
No Wall Street roulette. No gambling with someone’s life’s work.
Certainty
Because true peace of mind is worth more than promises of growth.
THE LIFESTYLE
CERTAINTY BLUEPRINT™
Mickey’s proprietary 4-step blueprint locks in retirement lifestyles and stress-tests them against the risks that sink most retirees.
The Boardroom-to-Finance
Conversation™
A candid discussion about your goals, priorities, and fears.
The Certainty Stress Test™
A clear look at how your plan holds up against market crashes, inflation, taxes, and healthcare costs.
The Certainty Checkpoint™
Every “what if” scenario addressed until there is complete clarity and confidence.
Lock In Your Lifestyle™
A strategy put into action with protections that eliminate market losses and create guaranteed income for life.
WHAT HE DELIVERS
No Guesswork. No Gambling. No Wall Street Roulette.
Most advisors live off fees managing other people’s money and gamble their clients’ futures on the market. Mickey doesn’t.
His mission is simple:
Protect every dollar his clients have worked for.
Guarantee retirement income through strategies backed by the strength of leading insurance companies.
Maximize what clients can spend — while eliminating the risk of running out.
In One Sentence:
Clients say Mickey delivers peace of mind — by eliminating uncertainty.
Over the years, his practice has evolved from health insurance to life insurance, long-term care, fixed indexed annuities, and even owning a property & casualty agency with more than 3,000 clients. Today, Mickey focuses solely on what matters most: protecting the assets and financial future of families.
He doesn’t need new clients — he chooses them — because he genuinely enjoys helping people. For him, this isn’t just a career. It’s a calling.
FAMILY & LIFESTYLE
For Mickey, family isn’t just important — it’s everything.
Happily married to his wife, Sue, and a proud father of two, he now enjoys the joy of being a grandfather. His face always lights up when he speaks about the people he loves most
His son, once trained under Mickey’s watchful eye, is now Chief Revenue Officer for a global IT firm.
His daughter, a top 10% Physician Assistant graduate of Wake Forest Medical School, serves in pediatric trauma care at a large Children’s Hospital. His growing family circle now includes the joy of grandchildren.
Beyond family, Mickey believes in living with curiosity and passion. You’ll often find him:
Cycling across Minnesota — a long-time bike enthusiast who once rode statewide to raise money for charity.
Sharing evenings with friends in his wine club — exploring vintages, conversation, and community.
Traveling the world — from Italy’s vineyards to Iceland’s landscapes, from Brazil’s beaches to Florida winters.
These aren’t hobbies; they reflect the retirement he wants for his clients — active, connected, and full of experiences worth remembering.
THE ORIGIN STORY
LOCK-IN YOUR RETIREMENT LIFESTYLE
Families have worked too hard to risk their retirement on Wall Street roulette. Mickey’s strategies eliminate losses, lock in guaranteed income for life, and provide something priceless: peace of mind.
GET IN TOUCH
Mickey Elfenbein Retirement Strategies ,
Minneapolis, MN 55311
Main Line: 763 425 7172
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